Growth Averages Can Be Misleading

Thursday, November 12, 2015 / Property Investment

When people talk about property value growth, it can become a confusing time for some. When we look at the national figures, the state figures, the city based figures and then the suburban figures; it can all become a little hazy as to exactly what growth means. The big thing to remember, is that when a figure is placed against the entire nation, then this is taking into account every single property within the country, and like wise when a state wide figure is displayed, it is once again taking into account every property within the state. Core Logic RP-data shows…

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Investing In New Property Vs Established

Tuesday, November 10, 2015 / Property Investment

You are likely to get some very strong, very passionate responses from both sides of this debate, depending on who you speak to. There are a lot of valid reasons for each decision, and ultimately it does all come down to your individual investment strategy and the goals that you have in place. As always, this information presented is intended to be a guide only, and we recommend that you speak to a professional investment strategist to help you to come up with the best options for your goals. Reasons to Purchase Investment Property New It’s generally easier to find…

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Proximity of Public Transport Influences Property Value

Thursday, November 5, 2015 / Property Investment

If like many Australian’s you are reading this title and thinking “but I would never catch a bus”, you should keep in mind that your sentiments are not shared by everyone else within the population. Whilst selecting the home that you are going to buy and then live in, you may not have thought too much about whether there was a convenient train line or a bus route close by. When purchasing a property for investment purposes however, it is important to consider all factors that may influence how valuable the property becomes, as well as how easy it will be…

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Investing in Property Vs The Share Market

Monday, November 2, 2015 / Property Investment

stock-or-property

When you decide that the moment in your life to start investing is upon you, there are many options and even more opinions available to you. The two options that will stand out as being the leading two, are: Investing in real estate Investing in the Share Market Both of these are time tested and proven methods of increasing your wealth and providing a better financial outcome for your investment. Both of these options have their own share of horror stories of people who have entered the market and then lost out. We have stock market crashes and we get…

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4 Hurdles to Jump Before Investing (That are Much Easier Than You Think!)

Thursday, October 29, 2015 / Property Investment, Services

Taking control of your financial future can seem like a daunting process, one that is so easy to put off by saying “I will deal with this later”, or “I’m just unsure of what to do, it is all too hard”. It would be untrue if we were to go on and say that there are no hurdles or road blocks between you and investing in a better financial future for your family. There are quite a few processes that need to be followed, actions that need to be checked off and decisions to be made. The First and Biggest…

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Learning From Mining Town Investment

Tuesday, October 27, 2015 / Property Investment

There are no avoiding headlines about property investment gone wrong, but have you ever noticed that most of these headlines have a rather similar theme? They are all losses that have been made in areas that were largely speculative, such as a mining town. If you take for example the surge in investment that occurred at Roxby Downs in South Australia whilst there were large scale talks about making the Olympic Damn mine open cut and therefore needing to massively increase their workforce. The thing is, when the plan to make Olympic Damn open cut was shelved, this left a…

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The Science Behind Investing In Property

Thursday, October 22, 2015 / Property Investment

Some people mistakenly think of investing as some sort of gambling. There is however a principle difference between investing and gambling, and that is the fact that one of them has set odds in a complete game of chance, and the other is a process of research and statistical analysis. When you place a bet at a casino or other gambling area, you know that it is nothing except blind chance that will dictate as to whether you will walk out with increased funds or no funds at all. Whilst some people will always claim that they have a ‘system’…

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Using your equity to invest

Friday, October 2, 2015 / Property Finance, Property Investment

equity

Using equity can be a powerful tool for investors to build wealth. Many people think they don’t have the financial ability to purchase an investment property because they don’t have enough cash in the bank. What these people don’t realise is that they can leverage their homes equity to help them purchase an investment. In fact with banks tightening their investment lending criteria, using equity to invest is becoming one of the prevalent ways in which investors can still get into the market. What is equity? Your properties equity is calculated as the difference between the current mortgage owed and the properties market value….

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Positively Geared vs Negatively Geared Property

Thursday, September 17, 2015 / Property Finance, Property Investment

The terms positive and negative geared property are used frequently in property investment but what do they really mean and how do they impact you as the investor? Positively Geared Property: Positive gearing occurs when the rent you’re receiving from your tenants is more than what you are paying to hold the property including costs such as mortgage repayments, insurances, property maintenance and council rates.  This tends to occur in locations where rental yields are strong and interest rates are low.  It can also occur on investments that have been held for a number of years where the interest rate…

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Diversification

Thursday, August 27, 2015 / Property Investment

Diversification is a powerful tool utilised by investors to maximise their portfolios potential.  Diversifying the types of property that you purchase within your portfolio and the location of these properties is an important strategy that strengthens your overall property portfolio. By diversifying in this manner you are able to: Make Strategic Decisions:   The common property types that are purchased by investors are houses, townhouses and and apartments, and by purchasing a cross section of these property types you are able to be strategic about the location that you invest in.  For example it makes more sense to purchase a…

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