Investing In New Property Vs Established

Tuesday, December 13, 2016 / Property Investment, Real Estate

You are likely to get some very strong, very passionate responses from both sides of this debate, depending on who you speak to. There are a lot of valid reasons for each decision, and ultimately it does all come down to your individual investment strategy and the goals that you have in place. As always, this information presented is intended to be a guide only, and we recommend that you speak to a professional investment strategist to help you to come up with the best options for your goals. Reasons to Purchase Investment Property New It’s generally easier to find…

Read More

Should You Allow Pets in Your Rental Property?

Tuesday, November 1, 2016 / Property Investment, Property Management

It often goes without speaking that an investment property is a no pet zone. If you scroll through the countless rental properties available at any given time, there is a good chance that a giant percentage of these properties will be labeled as ‘no pets’ or quite often the slightly apologetic ‘sorry no pets’. Given that Australians tend to love pets, this can be a rather strange turn of events. 39% of Australian house holds have a dog, whilst 29% of households have a cat. That is not to mention the number of households that have other pets such as birds, rabbits…

Read More

6 Reasons An Adelaide Property Belongs In Your Investment Portfolio

Monday, October 3, 2016 / Property Investment, Real Estate

Adelaide can quite often be the unsung hero for property investment. We don’t make headlines on major booms, and we don’t see record breaking market leaps in short time frames such as Melbourne and Sydney. Whilst rockstar ​suburbs will always look great in a chart, and can be incredibly enticing, there is something to be said for the more stable regions of Australia.  Whilst there are similarities and differences between property investment and the share market, some of the strategy and tactics will remain much the same.​A balanced portfolio will include speculative investments that stand to make a large amount of return,…

Read More

Structuring Your Investment Loans [The Activate Way, Part 4]

Thursday, April 21, 2016 / Property Finance, Property Investment, Services

When you have made your mind up on an investment opportunity, it is time to ensure that you have the capital behind you. What you may not be aware of, is that Activate Property grew from a company called Activate Finance. In the early days our business was firmly structured around providing mortgage brokering services, and other financial products. Our keen interest in optimising the implementation of Investment Loans was actually the initial underpinnings of what went on to create the investment property branch. The first and foremost thing that you need to keep in mind when it comes to an investment…

Read More

When Should You Sell Your Investment Property?

Thursday, January 14, 2016 / Property Investment, Real Estate

There is the age old adage of many property investors that you should “always buy and never sell”, however this does not always make the most sense. Whilst it is true that consistently adding to your portfolio will help you generate better wealth in the future, the entire endeavour also requires that eventually some of these value increases are actually realised. We thought we would write up a comprehensive list of times in which you may decide to sell an investment property: When You Retire and Need to Free Up Your Cash Many property investors get into the game so that…

Read More

Value Growth Isn’t a Linear Process

Thursday, December 17, 2015 / Property Investment

When people think about the value of their investment increasing, they have a line similar to this in mind: This is not however the natural way in which an investment will appreciate in value. Don’t get me wrong, when you balance out consistent growth over a few decades, it does become possible to draw a straight line, from the beginning to the end, such as this chart of Australian Housing prices for a 26 year period.   As we can see, the black line of linear growth for a 26 year period does not match the actual growth line very…

Read More

Bubbles and Tulips, What Do They Have To Do With Investment Property

Thursday, December 10, 2015 / Property Investment

There has been a lot of talk recently about a housing bubble here in Australia. Truth be told, there has almost always been talk of a housing bubble, these comments go hand in hand with any market growth. The term bubble gets thrown around quite regularly, and we thought it may be worth having a look at the origins of the term and what it actually means. As we know a bubble is an object which rapidly grows in size, and then eventually collapses in on itself. The term of reference to a bubble when people are talking about the housing…

Read More

Becoming The Landlord, What You Should Keep In Mind

Thursday, December 3, 2015 / Property Investment, Property Management

 Stepping into the realm of property investment goes hand in hand with becoming a landlord. The idea of being a landlord can be a thrilling, yet questioning experience for many people. Your initial experience with the rental process probably came from the other side of the spectrum; in that you may have been a tenant. Being the landlord however is a much more involved process, as you manage the leasing, the bond, and various other landlord’s responsibilities.  Managing The Rental Property It comes as no surprise that the vast majority of property investors decide to hire a property manager. Whilst it…

Read More

Interest Only or Interest and Principal, What Is the Difference?

Thursday, November 26, 2015 / Property Finance, Property Investment

Generally speaking, when someone purchases a home that they intend on living in, they get a mortgage which is then paid off over a set period of time. Each week they pay the interest on the loan amount, and then they pay off a portion of the debt itself. The portion which is paid off of the debt is called the ‘principal’. As time goes on, and more and more principal has been paid, the amount of interest that is paid each week diminishes, whilst the amount of principal that is paid each week increases. For example, if you were…

Read More

Vacancy Rates, How they Influence Investment Strategies

Thursday, November 19, 2015 / Property Investment

So if you have decided to buy an investment property, you are almost guaranteed to be planning on renting that property out. This is a given. Even if you have found an absolutely amazing property that seems to check every single box in what you are looking for in an investment, you’ll blow your budget pretty quickly if you can’t find a tenant. Nothing will make your property investment experience go sour and cause serious financial hardship quite as quickly as having a long term vacant property within your portfolio. Your strategy is going to be built upon the affordability of a…

Read More