Positively Geared vs Negatively Geared Property

Thursday, September 17, 2015 / Property Finance, Property Investment

The terms positive and negative geared property are used frequently in property investment but what do they really mean and how do they impact you as the investor? Positively Geared Property: Positive gearing occurs when the rent you’re receiving from your tenants is more than what you are paying to hold the property including costs such as mortgage repayments, insurances, property maintenance and council rates.  This tends to occur in locations where rental yields are strong and interest rates are low.  It can also occur on investments that have been held for a number of years where the interest rate…

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Investment Lending

Thursday, September 3, 2015 / Property Finance, Services

Buying an investment property is a great way to help build your wealth however it does represent a large financial commitment which is why it’s important to ensure you get the right loan. With banks offering a range of investment home loan products it can be confusing trying to find the right loan to suit your needs.  This is where your broker comes in, with access to hundreds of products across many different lenders your broker is able to help you find the right loan for you. Whilst property investment loans are not too dissimilar from owner occupied loans, interest only loans…

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