Monday, November 2, 2015 / Property Investment
When you decide that the moment in your life to start investing is upon you, there are many options and even more opinions available to you. The two options that will stand out as being the leading two, are: Investing in real estate Investing in the Share Market Both of these are time tested and proven methods of increasing your wealth and providing a better financial outcome for your investment. Both of these options have their own share of horror stories of people who have entered the market and then lost out. We have stock market crashes and we get…
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Thursday, October 29, 2015 / Property Investment, Services
Taking control of your financial future can seem like a daunting process, one that is so easy to put off by saying “I will deal with this later”, or “I’m just unsure of what to do, it is all too hard”. It would be untrue if we were to go on and say that there are no hurdles or road blocks between you and investing in a better financial future for your family. There are quite a few processes that need to be followed, actions that need to be checked off and decisions to be made. The First and Biggest…
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Tuesday, October 27, 2015 / Property Investment
There are no avoiding headlines about property investment gone wrong, but have you ever noticed that most of these headlines have a rather similar theme? They are all losses that have been made in areas that were largely speculative, such as a mining town. If you take for example the surge in investment that occurred at Roxby Downs in South Australia whilst there were large scale talks about making the Olympic Damn mine open cut and therefore needing to massively increase their workforce. The thing is, when the plan to make Olympic Damn open cut was shelved, this left a…
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Thursday, October 22, 2015 / Property Investment
Some people mistakenly think of investing as some sort of gambling. There is however a principle difference between investing and gambling, and that is the fact that one of them has set odds in a complete game of chance, and the other is a process of research and statistical analysis. When you place a bet at a casino or other gambling area, you know that it is nothing except blind chance that will dictate as to whether you will walk out with increased funds or no funds at all. Whilst some people will always claim that they have a ‘system’…
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Friday, October 2, 2015 / Property Finance, Property Investment
Using equity can be a powerful tool for investors to build wealth. Many people think they don’t have the financial ability to purchase an investment property because they don’t have enough cash in the bank. What these people don’t realise is that they can leverage their homes equity to help them purchase an investment. In fact with banks tightening their investment lending criteria, using equity to invest is becoming one of the prevalent ways in which investors can still get into the market. What is equity? Your properties equity is calculated as the difference between the current mortgage owed and the properties market value….
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Thursday, September 17, 2015 / Property Finance, Property Investment
The terms positive and negative geared property are used frequently in property investment but what do they really mean and how do they impact you as the investor? Positively Geared Property: Positive gearing occurs when the rent you’re receiving from your tenants is more than what you are paying to hold the property including costs such as mortgage repayments, insurances, property maintenance and council rates. This tends to occur in locations where rental yields are strong and interest rates are low. It can also occur on investments that have been held for a number of years where the interest rate…
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Thursday, September 3, 2015 / Property Finance, Services
Buying an investment property is a great way to help build your wealth however it does represent a large financial commitment which is why it’s important to ensure you get the right loan. With banks offering a range of investment home loan products it can be confusing trying to find the right loan to suit your needs. This is where your broker comes in, with access to hundreds of products across many different lenders your broker is able to help you find the right loan for you. Whilst property investment loans are not too dissimilar from owner occupied loans, interest only loans…
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Thursday, August 27, 2015 / Property Investment
Diversification is a powerful tool utilised by investors to maximise their portfolios potential. Diversifying the types of property that you purchase within your portfolio and the location of these properties is an important strategy that strengthens your overall property portfolio. By diversifying in this manner you are able to: Make Strategic Decisions: The common property types that are purchased by investors are houses, townhouses and and apartments, and by purchasing a cross section of these property types you are able to be strategic about the location that you invest in. For example it makes more sense to purchase a…
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Tuesday, August 11, 2015 / Services
One of the key elements to creating a successful property investment portfolio is building a property investment team that are experts in their specific fields. For most people purchasing an investment property is one of the biggest financial decisions they will make in life, yet many of these people try to do it all themselves. It’s no surprise that the people that attempt such a big feat on their own are the ones who typically don’t make as much money from property investment, as they don’t have the time or expertise required. By building this team of professionals you are…
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