Thursday, May 5, 2016 / Services
The construction phase of the investment process can be a very exciting time. You have just secured your piece of the greater Australian dream, and the building is going up. Not only that, you know that you are contributing to the Australian economy and helping to provide potentially hundreds of jobs! Whilst you wait for the construction to go through there are quite a few options for helping your portfolio along the way. For example, if you were hoping to not need lender’s mortgage insurance on the investment loan, but only had a 10% deposit, you generally will have the…
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Thursday, April 21, 2016 / Property Finance, Property Investment, Services
When you have made your mind up on an investment opportunity, it is time to ensure that you have the capital behind you. What you may not be aware of, is that Activate Property grew from a company called Activate Finance. In the early days our business was firmly structured around providing mortgage brokering services, and other financial products. Our keen interest in optimising the implementation of Investment Loans was actually the initial underpinnings of what went on to create the investment property branch. The first and foremost thing that you need to keep in mind when it comes to an investment…
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Thursday, March 31, 2016 / Services
Once we complete our initial consultation with you, and then followed this up with further research on your personal goals and strategies, we will present you with some potential properties that may meet your investment goals. These properties are developments that we have heavily vetted to ensure they are going to be fitting well with your investment strategy and personal goals. We certainly knock back more developers than we accept, preferring our database of properties to be filled with quality rather than quantity. For example, if a developer shows us a new project they are working on, and we feel…
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Thursday, March 24, 2016 / Miscellaneous
If you speak to any business, they will assure you that there is a huge combination of skill sets and expertise needed in order to operate. This is only intensified when the business is a one stop shop, encompassing multiple professions all operating as one team! We recently decided that it was time for us to play a little ‘get to know you’ game around the office. It was a great opportunity for us to all collectively reflect on who we are, where we have come from, and what we are all doing together in this business. If you are…
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Thursday, March 17, 2016 / Services
Once you have firmly decided upon what your investment strategy is going to look like, it is time to start putting some serious research in. Your SMART goals will have helped you to really decide upon what property types you should be considering in your investment strategy. Now that we have a handle on what exactly it is that you are in the market for, we can get down to the more serious business of actually finding it for you! Often for a first time property investor this will mean finding them a development or property within South Australia, as…
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Thursday, March 10, 2016 / Services
No two property investment strategies are the same. No matter how many times you hear people talk about property investment as though it is a one size fits all process. Or that “as long as x requirements are met, then go for it”. In order for us to make sure that the investment strategy actually aligns with your goals, we need to actually set aside some time with you to discuss your goals. We are firm believers in the SMART goal paradigm, you may have heard this thrown around as a buzz word for goal setting. What is a…
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Thursday, March 3, 2016 / Services
This week the Reserve Bank of Australia has announced that they will be leaving interest rates unchanged, at a rate of 2%. This 2% interest rate is becoming familiar to Australians, as this will be the 11th consecutive Month with this rate. 2% is a record low for interest rates, and the fact that it has been kept at this level for almost a year now is also quite significant. If you look at the last 25 years of RBA Interest Rates (also referred to as the Cash Rate) you can see that we are in historical territory. For the…
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Thursday, February 18, 2016 / Services
Never before in human history has information been so freely flowing and readily available as it is in this current era. With the rise of the internet, and the mass interconnection of the global population, you can find the answers to almost any question you ever may have. There are a few things that need to be kept in mind however. The information you find is only as trustworthy as the source, and the source’s source. Being on the internet is a far cry from being a valid or accurate piece of information. There is a lot of misdirection, inaccurate…
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Thursday, January 21, 2016 / Property Management
Everyone has an experience in which they have seen an absolutely amazing offer, only to realise that there is a sneaky little * hidden above the best part, or the price. You know the one we are talking about, it often looks something like this As you notice the little * and then the all too familiar term “conditions apply”, you can’t help but feel a little suspicious and you probably become quite sure that the offer itself is probably not going to be anywhere near as good as what the advertiser is suggesting. Sneaky Fees in Property Management services…
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Thursday, January 14, 2016 / Property Investment, Real Estate
There is the age old adage of many property investors that you should “always buy and never sell”, however this does not always make the most sense. Whilst it is true that consistently adding to your portfolio will help you generate better wealth in the future, the entire endeavour also requires that eventually some of these value increases are actually realised. We thought we would write up a comprehensive list of times in which you may decide to sell an investment property: When You Retire and Need to Free Up Your Cash Many property investors get into the game so that…
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